I hope this post doesn't make me come across as really lazy...
I love my personal scripture study. I highly value the insights that I receive when studying on my own, for myself or for others around me. The insights I get are usually specific things, that are meaningful to me in the moment when I come across them.
But I am also so grateful for the insights of other people. Jacob 5 (and really any chapters about the scattering of Israel) always felt so boring to me. I'd usually just skip them. I'm grateful that some people are patient enough to deeply study those "boring" chapters and derive meaning from them. I love how many different interpretations and lessons can be drawn from every part of the scriptures. We're so lucky. :)